Self-serve AI document software · English & Spanish
Live in Panama without surprises
Your AI copilot for lease agreements, retiree (pensionado) discounts, medical records and insurance claims. Clear reports in minutes, not weeks.
We don’t keep your documents — they’re processed and discarded. Only your report is saved, and only you can see it
As simple as it gets
1 · Upload your document
Lease, invoice or medical report — a PDF or a simple phone photo.
2 · The AI analyzes it
It applies Panamanian law and local terminology. Most documents take about a minute; long files take several.
3 · Get your report
Clear risks, exact amounts, and ready-to-send texts in Spanish.
Eight tools, one copilot
The biggest headaches of expat life in Panama, solved.
Lease Agreement Analyzer
Upload your contract (PDF or photo) and get a report in about a minute: red-flag clauses, market price check, and counter-offer wording in Spanish ready to send to your landlord.
Pensionado Discount Checker
Scan any receipt and verify the discounts required by Law 6 of 1987. We tell you exactly how much to claim and draft the bilingual letter.
Bilingual Medical Dossier
Translate prescriptions, lab results and medical reports EN↔ES with precise clinical terminology and medication equivalences.
Insurance Claim Forms
Turn Panamanian clinic invoices into ready-to-paste fields for Cigna, Bupa, Aetna reimbursement forms and more.
ANATI File Analyzer
Upload the file for a possession-rights property and find out what stage it is really at — and whether it has cleared the opposition period, the one thing that decides if buying today is prudent or reckless.
Visa Eligibility Checker
Answer eight questions and find out which Panamanian residency categories you qualify for, with the document list for each one.
Property Tax Calculator
Work out your annual property tax bracket by bracket, and how much the Family Tax Patrimony exemption would save you.
Promise-to-Purchase Reviewer
Deposits, deadlines, penalties and conditions in your promise-to-purchase agreement — with the Spanish amendments ready to negotiate.
Free guides for your life in Panama
The essential procedures, step by step — no mystery.
Buying and titling possession rights (derechos posesorios) in Panama
Possession rights are how much of Panama's rural and coastal land changes hands — and the most common way a foreigner loses their money. What they are, the only safe moment to buy, and how they become real title.
Pensionado Visa: step-by-step guide
The favourite visa of foreign retirees in Panama: permanent residency and the famous discounts under Law 6 of 1987.
Exchanging your foreign driver's license
How to swap your foreign driver's licence for a Panamanian one, what your embassy has to certify, and how long you can legally drive in the meantime.
Opening a bank account as an expat
Panamanian banks ask foreigners for more paperwork than you expect. Which documents to gather, what a reference letter really means, and which banks let you start online.
Taxes and costs when buying property
Transfer tax, capital gains, stamp duty, notary and registry fees. What you actually pay when you buy property in Panama, who pays what, and the exemptions worth asking about.
Pensionado benefits: importing your car and household goods
As a pensionado you can bring your household goods and a vehicle with tax relief — but only once, within a time limit, and with the paperwork done in the right order.
Bringing your pet to Panama
Health certificate, vaccines, timing and the import permit. What Panama requires to let your dog or cat in, and how to avoid quarantine.
Path to naturalization: becoming a Panamanian citizen
After five years of residency you can apply for Panamanian citizenship. The requirements, the exam, the renunciation question, and how long it really takes.
Frequently asked questions
Does this replace a lawyer?
No. It's preliminary AI-generated guidance so you arrive informed. For important decisions we always recommend validating with a licensed Panamanian attorney.
What happens to my documents?
We don’t store them. Your document is sent over an encrypted connection to our AI provider (Anthropic), which does not use it to train its models, and is discarded once the report is produced. Only the report is saved to your account, and only you can see it.
Does it work in Spanish?
Yes. Lease reports are delivered in English (with counter-offers in Spanish, ready for your landlord), and the medical dossier translates in both directions.
How do credits work?
Each analysis uses 1 credit. The one-time audit includes 1 credit; the monthly plan includes 30 credits per month and you can cancel anytime.